My Story

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Justin Picker

Justin Picker began his property investment journey in 2015 at the young age of 23 years old. He had just come back from a University exchange program in Oregon USA and upon arriving back in Australia he realised he had almost no money left in the bank. This came as a bit of a shock to Justin and it sparked thought and determination to find alternative avenues to build wealth so he could get ahead in life.

While researching assets and possible investment opportunities Justin finally decided property would be the avenue he would pursue. During this time, Justin worked an entry-level job in sales for the company Telstra. He also took on a side hustle by buying and selling items for a profit on Gumtree. He saved as much of his income as possible and even worked out a budgeting guideline to follow so he could stay on track for his first property deposit.

Justin’s modest salary and the money saved from his side hustle eventually amounted to a small 25k deposit for his first property, a 180k Unit in QLD.

And he didn’t just stop at property number 1, Justin continued saving and hustling and even won $4,000 on a radio competition which helped to build up his capital for another investment property.

Soon after, Justin managed to save up another 20k deposit for his 2nd property purchase, a small 2-bed unit in the QLD Moreton bay area. He continued this same cycle of saving and purchasing to build up his asset base as much as possible, as fast as possible.

After purchasing his fourth investment property, whilst still working full-time, Justin felt he had a wealth of information and knowledge to share with friends and family. This then turned into starting his own mortgage broker business alongside his friend and business partner Eddie. Now, Justin and Eddie work together to help thousands of clients across Australia fill their property portfolios and build their wealth.

Justin’s team has grown to 7 staff and his long-term aim is to educate Australians on property investment and how to make smart moves toward their goals! 

His property investment strategy comes down to purchasing properties with strong rental yields, buying below market value, and in areas with strong capital growth - in Metro locations. Justin Picker even started utilising a buyers agent (Eddie Dilleen) early on in his journey to source the right properties for his portfolio, which has proved to hugely fast-track the success of his portfolio.

Justin now owns over 20 properties with a portfolio worth in excess of $10m and he's just getting started.

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ZR

Zac Robert

Great experience with the team, highly recommend

sw

shannen-lee wade

Myself and my partner are first home buyers and we were so overwhelmed on where to start! Justin and his team were extremely transparent explaining the whole process and dedicated to getting us in our first home! They made us both feel reassured that we were in the right hands. We cannot recommend a better business if you are looking for your first home or anything finance related. Thank you Justin and the whole picker solutions team, we wouldn’t be sitting in our new home without you guys!

RC

Russell Cotter

IMPRESSIVE CUSTOMER EXPERIENCE! I have recently been working with Picker Financial solutions to help me navigate my financing strategy for property purchase. I have been impressed by the consistent level of professionalism, courtesy and knowledge they have brought to our conversations and my financing preparation activities. I highly recommend this company for its expertise, customer focus and quality communications.

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

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